Using check cashers may seem more convenient than having a checking account at a bank. But these services cost a lot more than a checking account. Check-cashing stores charge you a certain percentage of each check you cash. Cash a $500 check and pay 2.25%, or $11.25. To cash two paychecks a month, you're spending over $20 just to get access to your own money! And since money orders can cost as much as $3 per order, your costs could really add up. Our partner banks and credit unions offer low- or no-cost accounts, and most have free bill pay or even free money orders!

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